We create personal Financial Plans that Grow, Manage and Protect your wealth, with the ultimate aim of achieving your life goals. Our advice is always bespoke and based on a deep understanding of who you are, what is important to you and what you want to achieve. We plan for lifetimes and to Protect, Consolidate and Perpetuate your legacy and capital.
Our ongoing service is to design, review and report on suitable strategies to reach your goals. For younger clients we help to create wealth and for those further down the line we oversee suitably constructed investment portfolios to protect wealth.
Investment planning forms an integral part of one's overall financial plan. Your investment capital is a resource to ultimately provide you with a future income stream. It's imperative that your investment strategy includes diversity of asset classes, currencies and geography.
We will review your prospective pension income and capital provision and recommend options in line with your circumstances. We will ensure proper planning for retirement and ultimately match your post retirement income to your requirements and objectives.
We initiate and facilitate discussions regarding updating your Last Will and Testament and creating future Will Trusts to give you peace of mind and to optimise inheritance tax and estate planning. This may involve Inter Vivos Trusts to maximise asset protection and enhance liquidity in your estate.
South Africa is now fully integrated in the global village and we understand the importance of client mobility. We work closely with registered tax practitioners locally and abroad in determining appropriate tax advice for immigrants, emigrants and expatriates.
We have significant expertise in assisting business owners and entrepreneurs with asset protection, “Buy & Sell” and “Key Man” cover, and offer pertinent advice on succession planning and exit strategies.
To enhance our investment offerings through specialised research and portfolio management, we have partnered with Fundhouse, an independent global fund advisor.
This collaboration of like-minded people provides several key advantages for our clients. These include specialised investment expertise in our portfolio construction; independence and objectivity, continuing our client-first focus; improved investment outcomes through continual active management; and efficiency and cost benefits.
Ultimately, the role of Fundhouse provides an additional level of comfort regarding the quality and suitability of investments in an increasingly complex and regulated world.